For years, it's been the same argument. Men are better drivers than women. Despite the lack of any real proof, there are few men that would honestly put their hands on their hearts and admit that their wives or girlfriends were better drivers than they are.
So, who is more likely to get a traffic violation? Or be in a fatal accident? When the question is asked that way, it might give even the most proud male driver a moment of pause.
Insurance companies have already made up their minds on the matter—and they have the data to back it up.
"All the evidence points to young males having riskier driving habits than young females. Men between the ages of 16 and 25 are much more likely to be involved in accidents, or be cited for traffic violations," explains Insurance.com VP, Sam Belden. "Insurance companies bear this kind of behavior in mind when quoting rates."
Insurance.com's own data supports this, too. Based upon information provided by consumers in the first half of 2008, Insurance.com reports that 68% of women have no traffic violations versus 64% of men.
Of those reporting violations, 30% of women have 1–3 traffic violations versus 33% of men, and 2% of women have 4+ traffic violations versus 3% of men.
So, who is more likely to get a traffic violation? Or be in a fatal accident? When the question is asked that way, it might give even the most proud male driver a moment of pause.
Insurance companies have already made up their minds on the matter—and they have the data to back it up.
"All the evidence points to young males having riskier driving habits than young females. Men between the ages of 16 and 25 are much more likely to be involved in accidents, or be cited for traffic violations," explains Insurance.com VP, Sam Belden. "Insurance companies bear this kind of behavior in mind when quoting rates."
Insurance.com's own data supports this, too. Based upon information provided by consumers in the first half of 2008, Insurance.com reports that 68% of women have no traffic violations versus 64% of men.
Of those reporting violations, 30% of women have 1–3 traffic violations versus 33% of men, and 2% of women have 4+ traffic violations versus 3% of men.
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